Condo / Apartment Insurance

Smart Shield

The Smart Shield provides comprehensive package insurance for apartment risks, run by Joint Management Bodies (JMB).

Coverage:

10-in-1 insurance plan that covers risks of Fire, Money, Burglary, Plate Glass, Fidelity Guarantee, Machinery Breakdown, All Risks, Public Liability, Personal Accident and Error and Omission
Automatic Increase of Principal Sum Insured from 10% per year to a maximum of 30%
No Claim Discount on premium
Emergency Relief Benefit – an immediate lump sum cash given in the event of a loss
Free extension to cover snatch theft
Free extension to cover Full Theft for Burglary

Smart Shield

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Download Links

	Smart Shield Brochure
	Smart Shield Policy
	Smart Shield PDS – BM
	Smart Shield PDS – English
	Smart Shield Proposal Form

Error and Omissions for Management Corporation (Liability Insurance)

Error and Omissions for Management Corporation insurance provides protection for insured in the event of losses arising from claims for any wrongful acts committed within the coverage territory after the retroactive date. The losses shall mean the amounts which the insured is legally liable to pay in respect of settlements, awards for damage or costs, and legal costs and expenses.

Can be extended to cover: